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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG

D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.

Mar 13, 2018

IS IT BETTER TO RENT OR SAVE FOR A DOWN PAYMENT ON YOUR HOME?

Is it better to save towards a down payment on a home or to rent a home? While the easy answer is that a home you own is equity, there...

Mar 7, 2018

ARE YOU STRUGGLING TO SAVE MONEY WHILE PAYING OFF STUDENT LOAN DEBT?

Student loans are a great way for many people to be able to afford to go to college. Once you are done with school and must begin paying...

Feb 27, 2018

THE DRAWBACKS OF OWNING MULTIPLE CREDIT CARDS

There is a good reason that credit cards have become so popular among Canadians over the years: the sheer convenience of not needing to...

Jan 17, 2018

WHAT YOU NEED TO KNOW ABOUT FILING FOR A SECOND BANKRUPTCY IN CANADA

Most people know that bankruptcy should not be entered into lightly. But that notion is particularly true if you find yourself facing...

Jan 14, 2018

MONEY MANAGEMENT TIPS

Although many people today are shunning credit cards altogether, it is important rather to establish a good balance between using them...

Jan 10, 2018

FILING FOR BANKRUPTCY WHILE ON LONG TERM DISABILITY

Becoming too ill or injured to work is difficult enough, but mounting debt as you are not earning your regular income can add extra...

Jan 2, 2018

HELPING ELDERLY PARENTS STRUGGLING WITH DEBT

Although having elderly parents alive usually feels like a blessing, helping them handle financial matters can be stressful for both of...

Mar 7, 2017

PROTECTING YOURSELF AGAINST IDENTITY THEFT & FRAUD

Over the last several years, identity thieves have been stealing personal information from a growing number unsuspecting people to make...

Mar 7, 2017

RETIREMENT AND THE RISKS OF FINANCIAL INSTABILITY

Retirement is a relatively new concept, introduced in the last century and likely to balance the modern economy when life expectancy grew...

Sep 30, 2016

DEVELOPING A MONTHLY BUDGET & AVOIDING BANKRUPTCY IN OTTAWA

Individuals facing financial hardship can take steps to improve their situations by developing smart habits like budgeting their money on...

Aug 15, 2016

SAVING MONEY FOR YOUR BUSINESS IN EASTERN ONTARIO

Regardless of the size of your company, having management information tools in place will assist you and any other shareholders of your...

Aug 15, 2016

SIGNS OF OVERSPENDING & TIPS TO REDUCE IMPULSE PURCHASES

One of the most significant reasons why people may find themselves in debt is due to overspending. Maybe you are unsure how to put...

Jul 27, 2016

TIPS FOR SMART HOUSEHOLD BUDGETING & SAVING

There is no real way around the fact that life is, simply, expensive. It also makes sense that the more people you need to clothe and...

Jul 26, 2016

PREPARING TO SEEK FINANCIAL COUNSELLING IN EASTERN ONTARIO

Struggling to manage your own finances can leave you stressed and concerned for the future stability of your family. If you find yourself...

Jun 19, 2016

UNINCORPORATED SMALL BUSINESS VS. CORPORATE BANKRUPTCY: HOW DO THEY DIFFER?

It is always important to make an informed decision when it comes to bankruptcy, as this option should be the last consideration if you...

Jun 12, 2016

HOW TO MANAGE YOUR STUDENT LOAN DEBT

Along with tuition rates, student loan debt has steadily increased over the past 20 years across most of the country. Canadian Federation...

Apr 18, 2016

TIPS & TRICKS FOR REPAIRING YOUR CREDIT SCORE

Having a poor credit rating is not only a nuisance, but it can have serious repercussions for other areas of your life as well. For...

Apr 10, 2016

DEALING WITH FINANCIAL DIFFICULTY AFTER A SEPARATION OR DIVORCE

As of 2008, approximately 40 percent of marriages ended in divorce and the average length of marriages was less than 14 years. Divorcing...

Mar 17, 2016

MANAGING DEBT THROUGH A CONSUMER PROPOSAL VS. BANKRUPTCY

In recent years, a consumer proposal has become a popular option taken frequently by individuals struggling with debt instead of filing...

Mar 9, 2016

PLANNING A MARCH BREAK TRIP FOR THE FAMILY ON A BUDGET

Vacations are a highlight for many families after a dreary grey winter, especially for March break. While planning a trip can be...