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READ OUR DEBT HELP, MANAGEMENT & ADVICE BLOG
D. & A. MacLeod Company Ltd.’s blog is your resource for understanding the finer points of debt management as well as for financial tips and tricks in Ottawa and across Eastern Ontario. If you have any questions, please don’t hesitate to contact us.
Credit Repair After Bankruptcy: A Step-by-Step Guide
Nobody plans to go bankrupt, yet hundreds of thousands of people file for bankruptcy yearly. It’s a very challenging phase of life,...
Jun 16, 2024
How to Navigate Spouse Debt
Are you facing uncertainties or questions about managing your spouse or partner's debt? Our team understands the complexities of dealing...
May 6, 2024
Decoding Credit Reports: How Long Do Financial Faults Stick Around?
Navigating the process of rebuilding your credit following bankruptcy, delinquent payments, excessive debt, or a lack of credit history...
May 1, 2024
How to Manage Debt Load With Changing and Fluctuating Interest Rates
Fluctuating interest rates can have a profound influence on household finances. When interest rates rise, borrowing becomes costlier, and...
Jan 26, 2024
Mortgages And Debt: Are You Ready For Renewal?
During the pandemic, Ontarians enjoyed historically low interest rates, making homeownership more accessible. However, as mortgage...
Jan 18, 2024
How Gen Z's Spending Their Money – Managing Their Debt
Born between the mid-1990s and early 2010s, Generation Z is now actively entering the workforce, looking for financial stability. A...
Oct 23, 2023
Personal Debt & Lines of Credit: What You Should Know
A line of credit can be a valuable tool for financing projects, emergency expenses and repayment of higher-interest debt. However, using...
Sep 28, 2023
What Happens When You Don't Pay Your Credit Card Bill?
Are you considering putting off your credit card payment to make ends meet? That decision could have serious consequences for your...
Jul 25, 2023
When Does Interest Start on Credit Cards?
Credit card companies start charging you interest the day you fail to pay the full balance at the end of the month. Once that happens,...
Jun 18, 2023
The Implications of Cancelling a Credit Card: What You Need to Know
Are you considering cancelling a credit card to reduce your monthly expenses? You may be tired of paying fees on a credit card you never...
May 16, 2023
What Happens During a Credit Counselling Session?
Credit counselling is an effective way to take control of mounting debt for individuals and families struggling with their finances....
May 16, 2023
Understanding Credit Status for ODSP Clients: A Guide to Credit Cards and Debt
If you’re on the Ontario Disability Support Program (ODSP), you may be wondering how it affects your credit status. Whether you’re a...
Apr 17, 2023
Does Owing Taxes to The CRA Affect Your Credit Score?
Owing money to the Canada Revenue Agency (CRA) differs from other financial obligations, like credit card debt or bank loans. However,...
Feb 28, 2023
What’s The Best Way to Fix My Credit Score?
If you have a bad credit score, you’ll pay higher interest rates and have difficulty getting loans, renting an apartment or buying a...
Feb 28, 2023
STAY OUT OF DEBT BY AVOIDING THESE TOP 8 MONEY TRAPS
According to Credit Canada, the average consumer debt for a two-person household in this country is more than $41,000, excluding...
Jun 19, 2022
5 COMMON CREDIT CARD MISTAKES
When used responsibly, a credit card can be a fantastic asset. For example, you can earn cashback and rewards with every use....
Mar 22, 2022
5 BEHAVIOURS THAT MIGHT BE HURTING YOUR CREDIT RATING
Just because you pay your rent on time doesn’t necessarily mean your credit score is as good as it could be. Some seemingly innocent...
Jan 17, 2022
A BEGINNERS GUIDE TO CREDIT CARD FEES & INTEREST RATES
Struggling to manage your credit cards? Here’s what you should know about credit card feeds, interest rates, and the best time to pay...
Mar 25, 2019
DEALING WITH COLLECTION AGENCIES AND WAGE GARNISHMENT – KNOW YOUR RIGHTS!
Learn how to deal with collection agencies and wage garnishments. Don’t give up; there are solutions to help you get out of debt today!...
Dec 4, 2018
WHAT HAPPENS WHEN YOU CAN NO LONGER PAY YOUR CREDIT CARDS?
Falling behind on credit card payments can trigger a series of unfortunate and stressful events for you. In addition to negatively...
Oct 17, 2018
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